Pick the service that fits, then choose your city to open a page built for your local market.
Unlock the First Home Owner Grant, compare 35+ lenders and get into the market sooner with expert guidance.
Whichever path you choose, you get the same expert service and access to the whole market.
We shop hundreds of loans across the big four plus specialist and non-bank lenders to find your sharpest deal.
Expert advice without a broker fee in almost every scenario - we're paid by the lender you choose.
Pages built for your city and state, with brokers who know the local market and grants inside out.
From the big four to specialist and non-bank lenders - we compare hundreds of products to shortlist the right loan for you, whichever city you're in.
Real feedback from first home buyers and refinancers we've helped in every city we serve.
"As nervous first home buyers we had no idea where to start. The team walked us through the grant, found a sharp rate and we settled within weeks. Couldn't recommend them more."
"We were stuck on our bank's old variable rate for years. Smart Loan Expert reviewed everything and switched us to a far better deal. Our repayment dropped noticeably."
"They found me a lender that accepted my 5% deposit and helped me avoid LMI. I'm now in my first home. Genuinely life-changing service and no jargon."
Quick answers to what borrowers ask us most. See our full FAQ page for more.
Every city has a dedicated First Home Buyer and Refinance page tailored to your state.
Choose your path and your city - your personalised loan health check is just a click away.